SHERIFF'S SALE

OF REAL ESTATE

The State of Ohio, Portage County.

2003 CV 0896

Bank of New York as Trustee for Freemont Home Loan Owner Trust 1999-3

vs.

Richard Humr, et al.

In pursuance of an Order of Sale in the above entitled action, I will offer for sale at public auction, "on the 3rd Floor of the Courthouse, in the Hon. Laurie J. Pittman's Courtroom in Ravenna, in the above named County, on Monday, May 9, 2005, at 12:00 P.M., the following described real estate, situated in the County of Portage and the State of Ohio, and in the Village of Mantua to-wit:

Situated in the Village of Mantua, County of Portage and State of Ohio:

And known as being part of Lot No. 144 of O.C. Atwater's First Addition to the Village of Mantua, beginning at a point in the South line of said lot 113 feet West of the Southeast corner hereof; thence North and parallel with the East line of said lot 82 1/2 feet to the North line thereof; thence West along the North line of said lot 60 feet; thence Southerly and parallel with the East line of said lot, 82 1/2 feet to the South line thereof; thence Easterly along the South line of lot, 60 feet to the place of beginning, as appears in plat recorded in Volume 2, Page 5 of the Portage County Records.

Permanent Parcel No.: 24-040-10-00-082-000

Property address: 4583 Franklin Street, Mantua, OH 44255

Richard Humr and June A. Humr, husband and wife, acquired title to said premises on January 26, 1966 in Volume 1061, Page 315 of Portage County Records.

File No. 99051409

Said Premises Located at 4563 Franklin St., Mantua, Ohio 44255.

Said Premises Appraised at $100,000.00 and cannot be sold for less than two-thirds of that amount.

TERMS OF SALE: Cash.

A deposit of 10% of your bid, cash or check, payable to the Portage County Sheriff is required at the time the bid is accepted. The balance of Purchase Price shall be paid within thirty (30) days after the date of sale.

The parcel described herein is subject to the Portage County Standards Governing the Conveyance of Real Property, effective July 1, 1998. If this parcel is required to be re-surveyed to meet these standards, such resurvey is the responsibility of the successful bidder at Sheriffs sale. Copies of the Conveyance Standards are available for inspection at the offices of the County Auditor and County Engineer.

THE OWNER IS ALSO RESPONSIBLE FOR KNOWING EXACTLY WHAT HE IS PURCHASING.

DUANE W. KALEY, Sheriff

Portage County, Ohio

By: Roxann Boyle

DANIEL M. SPIRKO, 1500 West Third Street, Suite 400, Cleveland, OH 44113, Attorney for Plaintiff.

Apr 7,14,21,28; May 5, 2005  05-00171

Result of Sale: Sold to Carl W Reid for $80,000.