SHERIFF'S SALE

OF REAL ESTATE

The State of Ohio, Portage County.

2003 CV 00031

Bankers Trust Company of California, N.A. (nka Deutsche Bank National Trust Company) as Trustee of Morgan Stanley Dean Witter Capital I Series 2002-AM1 c/o Fairbanks Capital Corporation

vs.

Ronald H. Spires, et al.

In pursuance of an Order of Sale in the above entitled action, I will offer for sale at public auction, "on the 3rd Floor of the Courthouse, in the Hon. Joseph R. Kainrads Courtroom in Ravenna, in the above named County, on Monday, November 24, 2003, at 1:00 P.M., the following described real estate, situated in the County of Portage and the State of Ohio, and in the City of Kent to-wit:

Situated in the City of Kent, County of Portage and State of Ohio:

And known as being Lot 44 in Portage Homesites and Resubdivisions as recorded in Volume 13, Page 24 and Volume 17, Page 26 of Portage County Plat Records, be the same more or less, but subject to all legal highways. Known for street address purposes as 735-737 Akron Blvd, Kent, Ohio.

PPN: 17-009-20-00-014

Said Premises Located at 735-737 Akron Blvd, Kent, OH 44240.

Said Premises Appraised at $125,000.00 and cannot be sold for less than two-thirds of that amount.

TERMS OF SALE: Cash.

A deposit of 10% of your bid, cash or check, payable to the Portage County Sheriff is required at the time the bid is accepted. The balance of Purchase Price shall be paid within thirty (30) days after the date of sale.

The parcel described herein is subject to the Portage County Standards Governing the Conveyance of Real Property, effective July 1, 1998. If this parcel is required to be re-surveyed to meet these standards, such resurvey is the responsibility of the successful bidder at Sheriffs sale. Copies of the Conveyance Standards are available for inspection at the offices of the County Auditor and County Engineer.

THE OWNER IS ALSO RESPONSIBLE FOR KNOWING EXACTLY WHAT HE IS PURCHASING.

DUANE W. KALEY, Sheriff

Portage County, Ohio

By: Roxann Boyle

ANITA L. MADDIX, 120 E. 4th Street, 8th Floor, Cincinnati, OH 45202, Attorney for Plaintiff.

Oct 23,30, 2003  03-00497